Fidelity Bank Plc began operations in 1988 as Fidelity Union Merchant Bank Limited. By 1990, it had distinguished itself as the fastest growing merchant bank in the country. However, to leverage the emerging opportunities in the commercial and consumer end of financial services in Nigeria, in 1999, it converted to commercial banking and changed its name to Fidelity Bank Plc. It became a universal bank in February 2001, with a license to offer the entire spectrum of commercial, consumer, corporate and investment banking services.

We are recruiting to fill the position below:

Job Title: Team Member, Loan Recovery

Locations: Edo and Delta
Employment Type: Full-time

Job Objective(s)

• Recovery of Non-performing accounts.

Duties & Responsibilities

• Liaise with Legal Dept. on recovery process.
• Liaise with External agents (Estate Agents & Valuers, External Solicitors, Debt Recovery agents, Private Investigators, SFU, EFCC).
• Lead negotiation team for major Recovery accounts.
• Liaise with Branch Leaders and Bank Heads on developing and implementing recovery strategies for non-performing accounts
• Recommendation of interest waivers, concessions, writing offs, and classification of non-performing accounts.
• Supervise the work performance of Teams.
• Attend court sessions in relation to accounts in Litigation
• Render various reports on recoveries made on non-performing accounts monthly.
• Marketing and selling of Collateral of Non-performing accounts.
• Any other duties as assigned by either the Supervisor or Divisional Head.

Qualification

• Minimum educational level – Bachelor’s Degree in Social Science or Humanities or HND with a Master’s Degree

Experience:

• Minimum of 2 years on the role and 5 years in Banking

Key Competencies / Knowledge:

• Ability to pay attention to detail.
• Good knowledge of the Bank’s Banking Software.
• Strong ability to interpret and reconcile accounts.
• Good Knowledge of Bank Credit Policy and general economic trends in the country.
• Good knowledge of Microsoft Excel.
• Excellent negotiation and bargaining skills.
• Strong analytical skills.
• Excellent organizational skills.
• Good record keeping / file keeping and documentation skills.
• Excellent interpersonal skills.

Application Closing Date
Not Specified.