Baobab is a leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients offering them simple and easy to use financial services. Founded in 2005 as Microcred, today Baobab has over a million customers and 3,800 employees operating in Burkina Faso, China, Democratic Republic of Congo, Ivory Coast, Madagascar, Mali, Nigeria, Senegal, Tunisia and Zimbabwe.

We are recruiting to fill the position below:

Job Title: SME Officer

Locations: Abuja, Lagos, Ilorin – Kwara, Abeokuta – Ogun, Jos – Plateau, Kaduna & Ibadan – Oyo.
Employment Type: Full-time

Responsibilities

• Responsible for processing loan applications for SME and corporate clients
• Prospect new SME clients and assist them for loan applications.
• Has the ability to analyse and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
• Prepares and executes loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
• Monitors the loan and follows up on the timely repayment.
• Maintain contact and maintain good relationships with clients.
• Ensure full compliance with all in-place.
• Any other task as assigned by the Head of Department.

Skills and Specifications

• Bachelor’s Degree in Banking & Finance or Accounting
• 2 – 3 years prior experience in the credit/SME department from a Microfinance bank.

Salary
N100,000 – N140,000 monthly.

Application Closing Date
Not Specified.