Polaris Bank was established by the Central Bank of Nigeria (CBN) on September 21, 2018 to offer commercial banking services to the Nigerian public. The bank commenced services on the same day, having purchased the assets and assumed certain liabilities of the defunct Skye Bank.With a footprint of over 350 branches across the country, Polaris Bank prides itself in delivering exceptional customer experience, leveraging best in class/state of the art Information Communication Technology (ICT). By focusing on ICT solutions across multiple service delivery channels (mobile banking, ATMs, POS and online platforms) Polaris Bank maintains a pivotal role in the Nigerian banking industry, providing customers with simple, convenient and secured banking services.

We are recruiting to fill the position below:

Job Title: Small & Medium Scale Enterprise (SME) Officer

Locations: Abuja, Uyo – Akwa Ibom, Awka – Anambra, Enugu, Delta, Edo, Ogun, Osun and Lagos
Job Type: Full-time
Department: Retail Banking

Job Description

• Are you a financial expert with a passion for empowering small and medium-sized businesses? We’re looking for a dynamic and visionary SME Banking Officer to drive growth within our SME portfolio.
• You’ll be instrumental in designing and implementing tailored financial solutions that truly help SMEs thrive, leveraging your blend of financial expertise and practical business acumen.

Key Responsibilities

• Cultivate and nurture robust relationships with SME owners, simplifying complex financial concepts to make them accessible for busy entrepreneurs.
• Consistently offer practical, actionable financial advice that addresses real-world business challenges, moving far beyond mere product offerings.
• Analyze SME financials with profound insight, recognizing that traditional metrics don’t always capture the full potential of a dynamic, growing business.
• Creatively structure financing solutions that perfectly align with unique SME needs, all while upholding prudent risk management.
• Proactively engage with local business communities, identifying and cultivating promising SME clients through genuine connection and understanding.
• Excel by deeply understanding sector-specific trends, proactively connecting clients to relevant opportunities for expansion and efficiency.
• Guide SMEs in seamlessly adopting cutting-edge digital banking tools to enhance their financial management and operational efficiency.
• Empower clients to leverage technology as a powerful catalyst for sustained business growth.

Requirements

• Bachelor’s Degree in Business, Finance, or a related field.
• A minimum of 3 years of progressive experience in SME or retail banking, with a strong background in credit analysis.
• Demonstrable understanding of the unique challenges and key growth drivers within the SME landscape.
• Exceptional interpersonal skills, coupled with a proactive, solution-oriented approach to problem-solving.

Application Closing Date
Not Specified.