M-KOPA is a fast-growing FinTech company offering millions of underbanked customers across Africa access to life-enhancing products and services. From our roots as the pioneer in pay-as-you-go “PayGo’” solar energy for off grid homes, we have grown into one of the most advanced connected asset financing platforms in the world, empowering a broad range of customers to achieve progress in their lives.

We are recruiting to fill the position below:

Job Title: Senior Data Scientist – Credit Modeling

Location: Lagos
Job type: Full-time

What You’ll Do
In this role, you would be responsible for:

• Building and refining credit scoring models to assess customer creditworthiness and default risk
• Analyzing M-KOPA’s repayments data and other data sources to continuously improve our loan eligibility criteria while managing credit risk
• Developing machine learning models for loan eligibility decisions and pricing optimization
• Refining loan pricing based on credit analysis, predictive modeling, and customer behavior
• Testing new types of loans to understand customer demand and credit performance through A/B testing and statistical analysis
• Monitoring credit performance to detect risk shifts and quantify margin impact using advanced analytics
• Testing the predictiveness of new data sets and feature engineering for enhanced model performance
• Using Python, SQL, and other tools for data analysis and model development
• Collaborating with data scientists to implement and scale machine learning models in production.

Application Closing Date
Not Specified.