Turbo Finance is the financial solutions and services arm of the Turbo Group. At Turbo Finance, we are redefining access to finance through innovation, inclusivity, and data-driven solutions. From consumer lending to SME financing and embedded finance products, we’re building platforms that empower individuals and businesses to thrive across Nigeria and beyond.

We are recruiting to fill the position below:

Job Title: Risk Manager

Location: Abuja (FCT)

Job Summary

• The Risk Manager will lead the design and implementation of a robust risk management framework across credit, operational, liquidity, and compliance areas of KKU Microfinance Bank.
• The ideal candidate is analytical, structured, and comfortable in a startup environment where risk systems are still evolving.

Key Responsibilities

• Develop and enforce risk policies and procedures across the bank.
• Lead credit risk reviews and approval frameworks to mitigate default and fraud.
• Monitor portfolio performance and design early warning systems.
• Implement operational risk assessment and mitigation plans.
• Oversee regulatory compliance related to risk (e.g., NDIC, CBN, AML/CFT).
• Support business continuity planning and incident response management.
• Prepare periodic risk dashboards and reports for the board and regulators.
• Provide training and advisory support on risk issues across the organization.
• Conduct credit evaluation for retail and MSME customers
• Timely review of credit and investments reports
• Development and obtaining all credit risk related policies, product papers, approval limits for proper working of credit risk management
• Proper compliance to target market, risk acceptance criteria and overall credit policy
• Follow up recommended credit request for final approval. Ensuring timely approval of all credits and communication to market facing units of any changes
• Review credit portfolio for sustained quality, performance and compliance with approved terms and conditions as well as credit policy
• Conduct credit rating and credit scoring for all loan request
• Conduct credit stress testing and advise management on best action to manage portfolio
• Ensuring all pre-disbursement conditions are met on all loans
• Performance of credit status enquiries and liaising officer between the bank and credit bureaus companies
• Submission of monthly credit report to credit bureaus for upload
• Safe keep of all customers credit documents
• Serves as Secretary to Management Credit Committee
• Organizes MCC weekly meeting

Requirements

• Minimum BSc/HND in Finance, Risk Management, Economics, or related field.
• 4+ years of relevant experience in risk management within a financial institution.
• Strong knowledge of microfinance and CBN regulatory requirements.
• Excellent analytical, communication, and leadership skills.
• Experience building risk systems and processes from the ground up is highly desirable.
• Flexible and solution-driven mindset.

Application Closing Date
30th July, 2025.