Prosperity Microfinance Bank Nigeria Limited (PM Bank) is a Microfinance Bank incorporated in Nigeria with the Corporate Affairs Commission under the provisions of the Companies and Allied Matters Act CAP C20 LFN 2004, licensed to carry on the business of microfinance banking by the Central Bank of Nigeria. It is committed to the economic emancipation and empowerment of the economically active poor and low-income segment of the society. The bank has over the years supported numerous customers through the provision of Micro, Small and Medium Enterprises credit facilities. Our products and services are unique and specifically designed to meet our Customers cutting across micro savings, micro loans, micro insurance, investments, capacity building and financial advisory services.

We are recruiting to fill the position below:

Job Title: Head, Credit / Marketing

Location: Benin City, Edo

Job Description

• Generally oversee the articulation and execution of the bank’s marketing strategies, ensuring alignment with the overall corporate strategy, goals and objectives
• Provide guidance, leadership support and direction to the Marketing team
• Build the bank’s profile and brand image in the market through sustained campaigns
• Manage the entire credit application process, right from login to disbursement to recovery
• Lead the design and implementation of all marketing strategies to achieve the goals for all the microfinance banking products
• Drive timely and successful development and implementation of the banking product and service ideas which are key to business performance and growth
• Manage quality loan portfolio of the bank
• Co-operate with legal, technical, risk management, and loan recovery units to ensure a healthy loan portfolio
• Ensure visitation to the customer’s place of business before loan disbursement
• Appraise the loans initiated by the marketers/credit officers and recommend them to the Management Credit Committee
• Monitor compliance with loan repayment terms.
• Deliver loan target
• Prevent delinquent loans
• Monitor repayment of delinquent loans
• Monitor compliance with laid down procedures for loan portfolio management.

Application Closing Date
Not Specified.