Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Financial Planning and Analysis Officer

Location: Lagos
Employment Type: Full-time

Job Description

• The FP&A Officers play a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• These positions support senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions.
• The FP&A Officers collaborate with cross-functional teams to ensure financial discipline and operational efficiency.

Key Responsibilities
Financial Planning & Forecasting:

• Create and develop financial models ensuring validation and back testing.
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyze variances between actuals, budgets and forecasts, providing actionable insights.

Financial Reporting & Analysis

• Prepare monthly, quarterly, and annual financial reports for management, Board and other stakeholders.
• Conduct profitability analysis by business unit, product line, channel or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Business Partnering & Decision Support:

• Product profitability optimization and portfolio management support.
• Funding cost optimization and liquidity management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives (pricing, cost optimization, etc).
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Modelling & Scenario Analysis:

• Build and maintain complex financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.

Process Improvement & Systems:

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools (e.g., Power BI, Tableau) to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education and Experience:

• Bachelor’s or Master’s degree in finance, Accounting, Economics, or related field
• 5 years of experience in FP&A in banking with lending products (personal loans, SME, etc.) or banking services (transfers, deposits, savings, debit cards).
• Experience in financial modelling, budgeting, and forecasting.
• Proficiency in Excel (advanced), confident in SQL (queries), good presentation skills (PowerPoint).

Key Competencies:

• Strong critical reasoning and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-fuånctionally and influence decision-making.
• Detail-oriented with a focus on accuracy.
• Adaptable to fast-paced, dynamic environments.

Application Closing Date
Not Specified.