FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Engineering Manager (RCL)

Location: Lagos

About the Role

• We are looking for an experienced Engineering Manager to lead a team of engineers responsible for building and scaling reliable technology solutions for our lending and credit products.
• You will combine strong technical expertise with people leadership, working closely with Product, Data, Risk, and other stakeholders to translate business needs into scalable technical solutions.
• You’ll be responsible for engineering execution, technical direction, team development, and the reliability of the systems your team owns.

What You’ll Do

• Lead, mentor, and develop a team of software engineers, creating a high-performing and collaborative engineering culture.
• Own the technical direction and delivery of systems supporting lending and credit products.
• Work closely with Product, Risk, Data, and other teams to define technical solutions and delivery priorities.
• Drive the design, development, and scaling of reliable backend services and distributed systems.
• Participate in architectural decisions and ensure solutions are scalable, maintainable, and resilient.
• Set engineering standards around code quality, testing, deployment, observability, and system reliability.
• Support engineers with technical guidance, code reviews, architecture discussions, and complex problem-solving.
• Identify and address technical debt, performance bottlenecks, and system reliability issues.
• Ensure effective planning, prioritisation, and timely delivery of engineering initiatives.
• Establish and track engineering metrics around delivery, quality, reliability, and operational performance.
• Support incident management and ensure effective root-cause analysis and follow-up.
• Coach engineers through regular 1:1s, feedback, career development, and performance management.
• Participate in hiring and help build a strong engineering team.

What We’re Looking For

• 7+ years of software engineering experience, with significant experience in backend development (Golang).
• 2+ years of experience managing or leading engineering teams.
• AI native development familiarity
• Hands-on coding experience and contribution is must to have, you would be expected to design and code the new system and lead with examples.
• Strong experience designing and building distributed systems and scalable backend applications.
• Experience working within lending, credit, fintech, payments, or a closely related financial domain.
• Strong understanding of relational database design, optimisation, indexing, and query performance.
• Strong knowledge of system design, software architecture, APIs, microservices, and asynchronous/event-driven systems.
• Proven experience delivering complex technical projects from design through production.
• Strong understanding of software development practices, CI/CD, testing, monitoring, and production operations.
• Experience mentoring engineers and developing technical talent.
• Strong communication and stakeholder-management skills, with the ability to work effectively across technical and non-technical teams.
• Ability to balance technical quality, business priorities, and delivery timelines.

Nice to Have:

• Experience building or scaling credit decisioning, loan management, repayment, collections, or risk systems.
• Experience working with high-volume transactional systems.
• Experience with cloud infrastructure and modern DevOps practices.
• Experience leading distributed or geographically dispersed engineering teams.
• Experience hiring and scaling engineering teams in a fast-growing organisation.
• Programming language: golang, react (some level of frontend development would be good to have).

Application Closing Date
Not Specified.