Turbo Finance is the financial solutions and services arm of the Turbo Group. At Turbo Finance, we are redefining access to finance through innovation, inclusivity, and data-driven solutions. From consumer lending to SME financing and embedded finance products, we’re building platforms that empower individuals and businesses to thrive across Nigeria and beyond.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst (Underwriter)

Location: Abuja (FCT)

Job Summary

• The Credit Risk Analyst is responsible for assessing and evaluating customer creditworthiness, analyzing loan applications, and recommending appropriate credit limits in line with the bank’s credit policy.
• You will play a pivotal role in ensuring quality risk decisions while supporting business growth.

Key Responsibilities

• Assess loan applications for individuals and SMEs, reviewing documentation, credit history, and risk indicators.
• Analyze financial statements, employment records, and bank statements to determine loan viability.
• Recommend approvals, declines, or conditions for loans based on underwriting guidelines.
• Collaborate with the business development and collections team to manage loan lifecycle risks.
• Monitor and flag inconsistencies, fraud red flags, or policy deviations in applications.
• Prepare timely reports on credit trends, portfolio quality, and decision accuracy.
• Contribute to continuous improvement of underwriting frameworks and policies.

Requirements

• Candidates should possess a B.Sc / HND in Finance, Economics, Statistics, or related discipline.
• 2+ years’ experience in credit analysis/underwriting, preferably in a microfinance or lending firm.
• Strong analytical and decision-making skills.
• Good understanding of credit scoring models and loan documentation.
• Familiarity with IPPIS, retail, or SME loan products is an advantage.
• Ability to work under pressure and adapt in a growing institution.

Application Closing Date
30th July, 2025.