Palmpay is a Pan-African Fintech organisation currently operating in Nigeria, Ghana, Kenya, Uganda and Tanzania and expanding to other markets this year. We’re reinventing the payments experience by making it easy and reliable for everyone to transfer money, pay bills and shop online.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Lagos
Employment Type: Full-time

Job Description

• We are seeking to hire a credit risk analyst who is passionate about our mission of driving financial inclusion in Africa to join our team.
• An ideal talent will manage a portfolio of clients.
• Your responsibilities will include evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.

Responsibilities

• Analyze and assess the financial statements and credit history of existing and potential clients.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time.
• Understanding of business, economic, and industry risk.
• Financial forecasting.
• Keep abreast of financial news and trends.
• Practice due diligence.

Requirements

• Bachelor’s Degree in Finance, Accounting, or a related field with relevant work experience.
• Further certification may be required.
• Strong communication skills (written and verbal).
• Excellent organizational, analytical, and time-management skills.
• Ability to prioritize tasks.
• Proficient in Microsoft Office.
• Advanced Excel skills.
• Ethical behavior.

Application Closing Date
Not Specified.