Greengates Group Limited is a multinational and majorly family held equity company established over 22 years ago to provide world class products and services in all the countries it operates.

From a vantage position, presence and partnerships with time tested and successful institutions in major industrialized and commercial capital in Europe, North America and Asia, we have acquired a world class solution to meeting our customers.

We are recruiting to fill the position below:

Job Title: Credit / Risk Analyst

Location: Lagos
Employment Type: Full-time

Job Overview

• Our company is a finance house and we are hiring for a talented Credit/Risk Analyst professional to join our team. If you’re excited to be part of a winning team, Mezcredit finance Limited is a great place to grow your career.

Responsibilities

• Analyze data to better understand potential risks, concerns and outcomes of decisions
• Aggregate data from multiple sources to provide a comprehensive assessment
• Create reports, summaries, presentations and process documents to display results
• Collaborate with other team members to effectively analyze and present data
• Develop systems and processes for gathering and storing data for future analytic projects
• Conduct research into potential clients and understand the risks of accepting each one
• Identify economic and financial trends that may present a risk to the company
• Monitor internal and external data points that may affect the risk level of a decision
• Ensure that clients interested in taking loans are given the necessary information to access the loan.
• Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
• Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.
• Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
• Maintaining the loan portfolio.
• Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
• Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Qualifications

• One to five years of experience as an analyst in a similar company or related field
• Demonstrated ability to prioritize tasks and meet daily deadlines for projects
• Strong written and verbal communication skills to inform managers and other stakeholders of results
• Proficiency in Microsoft Excel, Access, Visio and other analysis programs
• Ability to manage multiple projects and programs at the same time to complete work
• Critical thinking skills with the ability to independently solve problems with data
• Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
• Basic knowledge of programming languages, such as SQL and Python
• Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program
• Excellent knowledge of loan application procedures and best lending practices.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Strong ethical behaviour and the ability to work with sensitive financial information.
• Ability to analyse the business of clients and identify the credit risk associated with it and recommending mitigants where necessary

Application Closing Date
10th May, 2022.