Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa’s financial system for 150 years, and now spans 16 countries across the African continent.

Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

We are recruiting to fill the position below:

Job Title: Credit Evaluation Manager

Job ID: 80417643_80371011
Location: Lagos
Job Type: Full-time
Business Segment: Group Functions

Job Description

• To grow the Bank’s CHNW risk assets portfolio responsibly by approving within assigned DA or referring as appropriate, within agreed TAT as specified in SLA, only credits for which inherent risks have been properly and accurately identified, assessed, and mitigated, thus ensuring maintenance of a high-quality risk asset portfolio.

Qualifications

• Sound knowledge and understanding of the local and international consumer lending industry, retail lending analysis techniques, advances, credit criteria, credit policies, risk and financial analysis, credit control, and application thereof.
• Sound understanding of business practices and credit products suite, credit policies, and processes.
• Exposure to rudimentary credit scoring and automated decisions
• Minimum of 6 years of banking experience, with at least 2 years in credit risk management, preferably in the retail/consumer credit space

Competencies:

• Computer Literacy
• Attention to Details
• Analytical
• Communication
• Interpersonal Relationship

Application Closing Date
Not Specified