Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Underwriting Portfolio Strategist

Location: Lagos
Employment Type: Full-time

Job Summary

• Underwriting Portfolio and Strategist will carefully monitor the underwriting unit’s portfolio and constantly optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.

Duties & Responsibilities

• Develop strategies that can enable risk control.
• Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards portfolios management and policy design/implementation.
• Develop strategies to determine loan risk and customer behavioral trend.
• Partner with business units and other stakeholders to develop credit strategies to meet business goals
• Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
• Keep abreast of latest analytical tools and techniques and use them to develop strategies
• Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
• Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
• Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.
• Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.

Requirements

• B.Sc. in Finance, Accounting or any relevant field.
• Highly analytical and love to analyze data to generate information
• Excellent communicator to present and explain your strategies to multiple internal stakeholders
• Have 2+ years of experience managing credit for unsecured lending portfolios
• In-depth knowledge of IFRS principles and changes.

Application Closing Date
24th November, 2022.